Southern Mass Credit Union offers low down payment and flexible mortgage options design to assist income eligible low-to-moderate income families in purchasing or refinancing their homes. Subject to credit approval.
Fixed interest rates over the life of the loan so your payment never changes.
Up to 97% financing with reduced mortgage insurance.
Secondary financing up to 105% on an eligible property with an eligible grant or down payment assistance program.
Purchase or refinance an eligible 1-4 unit owner occupied residence.
Income and geographic eligibility apply.
Let’s work together to find the right mortgage solution for you.