Community Heroes Program

Southern Mass Credit Union honors our community heroes by offering special purchase and refinance options in the state of Massachusetts to Military Veterans, Firefighters, Police Officers, Licensed Doctors and Nurses, Emergency Medical Technicians (EMTs), Paramedics, Teachers and School Administrators, and Government and Municipal Employees. Subject to credit approval.

  • Fixed interest rates over the life of the loan so your payment never changes.

  • 99% financing for approved professions on an eligible 1-unit owner occupied property.

  • 97% financing available for First Time Homebuyers on eligible 1-unit owner occupied property.

  • Free appraisal and reduced costs on private mortgage insurance.

  • Rate reduction with auto pay available.

Let’s work together to find the right mortgage solution for you.