MORTGAGE PRODUCTS

Southern Mass Credit Union offers FHA, VA, and USDA loans guaranteed by the U.S. Government. Subject to credit approval.

• FHA

  • Fixed and adjustable rates available on a purchase or refinance transaction.

  • Up to 96.50% Financing on an eligible 1-4 unit owner occupied property.

  • Streamline refinance on a primary, second home, or investment property available.

  • Reduced Credit Score Requirements.

• VA

  • Up to 100% financing for eligible military personnel.

  • Fixed and adjustable rates available on an eligible 1-4 unit owner occupied property.

  • Streamline refinance on a primary, second home, or investment property available.

  • Reduced Credit Score Requirements.

• USDA

  • Fixed Rate Product available for the purchase or refinance transactions.

  • Up to 100% financing on eligible 1 unit owner occupied properties.

  • Geographic and income restrictions apply.

Let’s work together to find the right mortgage solution for you.